"Jon and his team have brought a new aspect to my portfolio management. I’ve always been a 'buy and hold' investor, selecting individual stocks and ignoring the market’s ups and downs. But the Fed’s enormous influence on both stock prices and the cost of holding cash makes ‘buy and hold' problematic. As the Fed begins another tightening cycle, I expect choppy market action and am really happy to have Jon’s wise counsel. Jon’s trend indications help me do better asset allocation, and I love adding his stock picks to diversify my holdings and boost my returns. In the past months I’ve sidestepped the SP500 downdraft while simultaneously adding yield, diversification and return. My day job is teaching business and economics, so I especially appreciate Jon’s strong understanding of Austrian economics and his experience applying it in the real world -- that’s a rare and valuable combination!" — John F., Baton Rouge, LA